Certain life events may allow you to enroll in new coverage or modify current Marketplace health plans outside the annual Open Enrollment Period (November 1 — January 15):

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The below life events allow for enrollment in a new Marketplace plan within 60 days of the life event date:

• Involuntary Loss of Medicaid 

• Involuntary Loss of the Children's Health Insurance Program (CHIP), also referred to as Medicaid

• Involuntary Loss of coverage due to moving out-of-state

• Involuntary Loss of coverage due to aging off parents plan at 26 years of age

• Involuntary Loss of coverage due to moving out of the plans service area

• Having a Baby

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The below life events allow for enrollment in a new Marketplace plan within 60 days of the life event date as long as one of the applicants has not had a break in coverage greater than 63 days:

• ​Getting Married - benefits take effect on the date your marriage certificate lists

• Adoption - benefits take effect on the day adoption is finalized

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